A financial platform made for you

A better way to earn and borrow.

Use digital assets to earn cash and access better interest rates.

blue woman

Put your money to work for you, as it was meant to.

Save your crypto assets, earn interest and borrow.

CredEarn
Earn up to 10% annualized interest rate on your crypto or stablecoin.* Don’t park your investment without earning!
CredBorrow
Get the best of both worlds. Hold your crypto while gaining access to liquidity through our credit line.

Keep your crypto.

Make it work for you.

Add crypto to your secure CredEarn or CredBorrow Vault to earn or borrow.

Earn up to 10% annualized interest with CredEarn! Or get a C-LOC™ credit line as low as 9% APR.**

Hold your crypto investment while leveraging its power.

Cred by the numbers

$300M
lending capital
180
countries accept LBA token
100,000+
Cred community members

Who’s talking about Cred

Investors in Cred

CredEarn current annualized returns up to

10%

BTC

5%

XRP

5%

Stablecoin

3%

USD & Euro

CredBorrow line of credit

Up to

50%

LTV*

As low as

9%

APR

3 yr

Term

Collateral

BTC
ETH
XRP

LTV = Loan to value. This is the ratio of a loan you can take out compared to the value of the collateral securing the loan.

For example, if LTV is 50%, a customer could receive a $5,000 line of credit if they pledge $10,000 of BTC as collateral.

Cred in the news
Cred Weekly Report
Cred Weekly Report
Buy Cred (LBA) Tokens and receive the benefits at
Buy Cred (LBA) Tokens
and receive the benefits at